Drive Motor Vehicle - No Insurance

Here’s what you need to know:

There are several offences that can be associated with not having Car Insurance in Ontario:

1. Operate Motor Vehicle without Insurance

2. Cause Motor Vehicle to Be Operated without Insurance

3. Permit Motor Vehicle to Be Operated without Insurance

4. HTA Fail to Surrender Motor Vehicle Insurance

Drive Motor Vehicle-No Insurance & the Law

Compulsory Automobile Insurance Act(R.S.O 1990, c.C.25)

2(1) Subject to the regulations, no owner or lessee of a motor vehicle shall,

(a) operate the motor vehicle

(b) cause or permit the motor vehicle to be operated, on a highway unless the motor vehicle is insured under a contract of automobile insurance. 1994, c. 11,s. 383;1996, c.21, s.50(3).

The No Insurance Penalty in Ontario

Operate Motor Vehicle without Insurance

No Set Fine

Cause Motor Vehicle to Be Operated without Insurance

No Set Fine

Permit Motor Vehicle to Be Operated without Insurance

No Set Fine

H.T.A Fail to Surrender Motor Vehicle Insurance

$55 + government victim surcharge